I draw on an extensive background in tax preparation, banking, mortgage, and investments, to advise my clients on the very best strategies for home financing, and assist them in every step of buying or refinancing their home loan. I also coach people with credit repair, budgeting, investing, and tax strategies.

About me:
I am an avid runner and OCR competitor, and I believe that physical fitness and a healthy lifestyle are key components to increasing your happiness, fulfillment, and productivity. I am a family man, husband to a beautiful wife and father of 3 boys that we homeschool.

I am a former Dave Ramsey Financial Peace University Coordinator, and I am proud to say that my family and I “owe nothing to anyone but love”. We are completely debt free, we own our home and 2 cars with no debt whatsoever. I don't agree with everything Dave teaches anymore, I believe finances are much more nuanced and complicated, and there is no-one-size-fits-all cookie-cutter way to handle your personal financial situation.

I am also a committed Christian, saved by grace, through faith in Jesus Christ. He has done many miraculous things in my life that I would be happy to share with you if you ever want to hear my testimony. I am not a perfect person, but I am growing in my walk with God, and working toward the heavenly reward that is waiting for me.

“Do not be deceived, God is not mocked; for whatever a man sows, that he will also reap. 8 For he who sows to his flesh will of the flesh reap corruption, but he who sows to the Spirit will of the Spirit reap everlasting life. 9 And let us not grow weary while doing good, for in due season we shall reap if we do not lose heart. 10 Therefore, as we have opportunity, let us do good to all, especially to those who are of the household of faith.”
Galatians 6:7-10 NKJV

Jack Luttge, Mortgage Advisor - NMLS# 1103420
(217) 691-5400
Jack Luttge Mortgage Advisor LLC - NMLS# 2579573
2528 Highway K Ste 204F, O'Fallon MO 63368
Equal Housing Opportunity
Licensed in Missouri